Loan Products

	Arrangement Fee	Interest Rate (pcm)	Exit Fee	Loan %
DEVELOPMENT FINANCE * Typical pricing 12 month term from
Residential 65	2 %	0.80 %	1%	Up to 65% GDV	View Product
Commercial 70	2 %	0.80 %	1%	Up to 70% GDV	View Product
Mezz 250	0	2.5 %	0	NO MAX	View Product
BRIDGING FINANCE * Typical pricing 6 month term from
Residential	2 %	0.80 %	1%	Up to 75% LTV	View Product
Commercial	2 %	0.80 %	1%	Up to 75% LTV	View Product
Land Loan	2 %	0.80 %	1%	Up to 50% LTV	View Product
VAT Bridge	7.5% Flat Fee for 3 months	Up to 100%	View Product
REFURBISHMENT FINANCE * Typical pricing 6 month term from
Refurb 90	2 %	1 %	1%	Up to 90% of purchase price	View Product

Arrangement Fee

Interest Rate (pcm)

Exit Fee

Loan %

DEVELOPMENT FINANCE
* Typical pricing 12 month term from

Residential 65

2 %

0.80 %

Up to 65% GDV

View Product

Commercial 70

2 %

0.80 %

Up to 70% GDV

View Product

Mezz 250

2.5 %

NO MAX

View Product

BRIDGING FINANCE
* Typical pricing 6 month term from

Residential

2 %

0.80 %

Up to 75% LTV

View Product

Commercial

2 %

0.80 %

Up to 75% LTV

View Product

Land Loan

2 %

0.80 %

Up to 50% LTV

View Product

VAT Bridge

7.5% Flat Fee for 3 months

Up to 100%

View Product

REFURBISHMENT FINANCE
* Typical pricing 6 month term from

Refurb 90

2 %

1 %

Up to 90% of purchase price

View Product

WHAT PEOPLE SAY ABOUT US

Paul Whitehead - Aspire Homes (Client)

“Aspire Homes have used Goldentree for several business transactions. From the initial contact to receiving indicative terms and then to completion of the site purchase the process with Goldentree was very professional clear and structured. Once we were working on site the monthly drawdowns were speedily and straightforward. We will continue to approach them for our future projects.”

Steve Stinders – Stinders Construction (Client)

“I started my Construction company around 4 years ago and after trying a few different lenders came across Goldentree Financial Services. From the offset as they are the actual Lender it was a totally different experience! The way they handled my enquiry through the various processes to completion of my land acquisition then on to the development finance was just superb. Good competitive rates and the excellent ongoing support provided by the team has been second to none!
I am now in my third year of doing business, Goldentree has really helped me go from a small developer to a 2m turnover company involved in some very large projects. I cannot recommend them highly enough and long may they be my valued partner!”

Keith Forster - PF & D Limited (Broker)

“As brokers specialising solely in sourcing finance for the property developer / house-builder for some 20 years Goldentree are one of our 'go to' lenders for finance. They perfectly fill a niche in the market by offering a 'deal driven' approach to lending rather than the tick box mentality of many lenders.
As well as lending to experienced developers they will also fund projects for the inexperienced if the deal stacks up. One of the key benefits to working with them is that everything is 'in house' and so there is no requirement for independent valuations and, legal costs are kept to a minimum. The flat reporting structure within Goldentree means that decisions on anything from offers to problems are made in hours rather than several days. We have had a working relationship with them for over 15 years and long may it continue.”

John Waddicker - Positive Commercial Finance Brokers

“Goldentree have been an ever-present lender on our panel, and perhaps THE longest standing funding partner of ours. You know exactly what you are getting with Goldentree, which always includes swift & dependable quotes, prompt site visits (no valuation report required!) and formal offers of finance issued very quickly with the aid of their in house legal’s team. They have a pragmatic approach to their lending and we have always found them to be a straightforward and easy lender to deal with.”