About Goldentree

Goldentree is a long-standing, specialist short-term lender that gives brokers, property investors and developers the confidence to move quickly.

We don’t complicate things. We don’t overpromise. We do what we say – and we do it properly.

What We Do 

Short-Term Property Finance, Built For The Real World

We specialise in two core products: 

Development Finance:

Loans for commercial and residential projects from £100k to £10m structured for ground-up builds, conversions and major refurbishments. Fast decisions, flexible terms and support at every step.

Bridging Loans:

Swift, competitive bridging finance for rapid purchases, auction deadlines, refinances or chain breaks. Straightforward, approachable and decisive – the way bridging should be.

Every loan is designed to be: 

Simple

Clear terms, no confusing jargon. 

Flexible

Shaped around your project.

Fast

Decisions made quickly by real people.

Dependable

Delivered exactly as promised.

Honest

No hidden fees or unclear terms.

We’re here to create confident pathways to funding, not obstacles. With us, you get the clarity, confidence and capital to turn opportunity into reality. 

The Goldentree Difference

With over 25 years of lending experience, Goldentree has delivered more than £700m in funding across 921 projects – supporting developers, property investors and brokers nationwide.

We do this by combining experience with action:

  • Direct lender with full accountability – decisions made in-house
  • Established in 2001 – decades of consistent, reliable lending
  • In-house legal team – faster completions, lower costs
  • Private funding – flexible and fast access to capital
  • Real relationships – working with genuine decision makers
  • Partnership mindset – support and delivery from day one

Who We Support

Goldentree provides finance for: 

Property Developers

Investors & Landlords

Auction Buyers

Refurbishment &

conversion projects

Businesses seeking

short-term capital 

Brokers and introducers

looking for a trusted partner 

Phil Derbyshire, Managing Director​

A Message from Phil, Managing Director:

“Great lending starts with strong relationships. Our job is to make finance feel human – clear, certain and never intimidating. If clients and brokers feel supported and confident, then we know we’re doing our job properly. We pride ourselves on being easy to deal with, quick and commercial in our decisions.”

Our Impact