Fast, Flexible Development Finance
- In-house legal team for faster completions
- Private funding, flexible drawdowns
- Nationwide support for developers
- Real relationships, real decision makers
- In-house legal team for faster completions
- Private funding, flexible drawdowns
- Nationwide support for developers
- Real relationships, real decision makers
How It Works
Goldentree has funded hundreds of Development Finance Loans across the UK, delivering fast, reliable funding with transparency and certainty.
1. Enquire
Submit online or call our team
2. Initial Review
We evaluate funding requirements
3. Site Visit
Scheduled for developments
4. Offer & Terms
Clear, flexible terms with no hidden fees
5. Legal & Completion
In-house solicitors complete
6. Funding
Funds released quickly
Why choose Goldentree?
- Established 2001 25+ years of consistent lending
- In-House Solicitors Faster due diligence
- Direct Lender Clear decisions, accountability
- Service-Led Approach Exceptional service at every stage
- Next-Day Site Visits Speed without compromising quality
- Private Funding Backed by the BETFRED family for fast, flexible lending
- Trusted Nationwide Longstanding relationships with developers & brokers
- £700m lent 921 completed deals in the last 10 years
Residential Development Finance
Key criteria:
- Loan sizes: £100,000 – £10 million
- Terms: up to 24 months
- Up to 70% Loan to Gross Development Value (LTGDV)
- Up to 90% Loan to Cost (LTC)
- Funding for first-time developers with the right professional team
Benefits
- Direct payments
- Equity release from existing schemes
- Flexible structures for single units to multi-unit developments
Commercial Development
Supporting a wide range of commercial projects – from warehouses and industrial units to retail and mixed use developments.
Key criteria:
- Loan sizes: £100,000 – £10 million
- Terms: up to 24 months
- Up to 75% LTGDV
- Up to 90% LTC
Benefits:
- Distribution centres
- Retail developments
- Commercial conversions & redevelopments
- Mixed-use schemes
FAQs
1. What is development finance and who is it for?
Development finance is a short-term loan designed to fund ground-up builds, conversions, and refurbishments. It’s suitable for property developers, investors, builders and first-time developers who need staged funding aligned with project milestones.
Goldentree offers development finance for both residential and commercial projects.
2. How much can I borrow for a development project?
Goldentree provides development finance from £100k to £10m. We’ll go up to 70% LTGDV and as high as 90% LTC. Funds are released in stages following QS certification to keep your project moving smoothly.
3. On what terms do you offer development finance?
We offer facilities on terms up to 24 months.
4. How does the development finance process work?
Our process is built for speed and certainty: quick enquiry response → indicative terms → site visit → offer letter within 24 hours → in-house legal diligence → drawdown. With private funding and in house solicitors, we keep projects progressing without friction.
5. Do you fund first-time developers?
Yes. If the project is viable and well-structured, we support first-time developers with clear guidance, transparent terms and hands-on support throughout the build. Our team will work closely with them from the first spade in the ground to the final sale.
Hear From People Who Trust Us
“An ever-present lender that actually does what they say they will. Quick decisions, straight answers, our longest standing partner and easy to deal with.”
John Waddicker
Positive Commercial Finance Brokers
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